KinLocker 4.7

KinLocker 4.7

Finlocker LLC  ❘ 프리웨어
iOS
3 표 중
최신 버전:
4.7
설치 하는 안전
EXCELLENT User Rating

KinLocker is a financial digital assistant that offers users a robust platform to navigate their financial landscape, accessible through an invite from friends or family members affiliated with the FinLocker team. The application aims to assist users in becoming mortgage-ready and managing their financial lives effectively.

Organized Financial Overview:

The KinLocker dashboard provides a comprehensive summary of crucial financial information in one location. Users can view account balances, transaction histories, net worth calculations, budgeting insights, credit scores, cash flow assessments, estimated home values, spending analyses, as well as offers and promotions from their financial institutions. Additionally, users can access a resource center containing personal finance articles and videos to enhance their financial literacy.

Budgeting Tools:

This tool enables users to gain a clear understanding of their spending habits. By categorizing expenses and allowing for deeper analysis into subcategories, KinLocker helps users stay on track with their budgets. Alerts are provided for deviations from budget goals, ensuring proactive financial management.

Access to Credit Score and Monitoring:

KinLocker prominently features the user's credit score on the dashboard at no additional cost. Users can monitor score changes monthly while learning about the factors that influence their credit health, including credit length, payment history, credit utilization, total accounts opened, and inquiries. The platform employs a "soft credit pull" method to check scores without impacting the user’s credit. Furthermore, users can review their credit reports for accuracy and access informative articles regarding credit bureaus and scoring.

Home Ownership Preparation:

The application equips users with tools necessary for effective home ownership preparation. This includes planning for down payments, establishing reserves, managing debt-to-income ratios, maintaining or improving credit scores, exploring loan scenarios through integrated calculators, and projecting loan-to-value ratios. The readiness assessment feature offers users a snapshot of their credit health, debt-to-income ratios, cash reserves, employment status, down payment capabilities, and potential sales prices.

Property Search Functionality:

For those in pursuit of a new home—whether first-time buyers or individuals looking to downsize—KinLocker facilitates property searches both locally and nationwide. Users can discover homes within their budget, view open houses, customize searches based on preferences, bookmark favorite properties, and save search parameters for future reference.

Commitment to Security:

Security remains a top priority for KinLocker. Users can feel assured that the financial accounts linked to the app and any uploaded documentation are protected with stringent security measures. Further details can be found on their security page: https://www.finlocker.com/security/.

Prioritizing Privacy:

KinLocker values user privacy and has established protocols to protect personal information. For more insights on their privacy practices, please visit: https://www.finlocker.com/privacy-policy/.

개요

KinLocker 범주 비즈니스 Finlocker LLC개발한에서 프리웨어 소프트웨어입니다.

KinLocker의 최신 버전은 2025-01-15에 발표 된 4.7. 처음 2025-01-15에 데이터베이스에 추가 되었습니다.

다음 운영 체제에서 실행 되는 KinLocker: iOS.

KinLocker 사용자 5 5 등급으로 평가 했다.

스크린샷 (클릭) 큰 볼

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